These three documents – a Will, an Advance Health Care Directive, and a Durable Power of Attorney for Financial Management – should be considered as smart planning tools, whatever one’s age. Proper planning now can avoid heartache and legal fees in the future.

Be aware that advance directives aren’t written in stone. You can revise them at any time. Just be sure to follow your state’s requirements for revisions. Contact your estate planning advisor and attorney with questions.